Are you having
trouble finding a mortgage because you’re self-employed
or have an irregular income?
Then a self-certification mortgage
may be the mortgage option for you. But do you qualify for
this type of mortgage?
To find out more contact us and we’ll
advise you on the self-cert mortgage process and if this is
the option for you.
But in the meantime we’ve outlined
below some background information on self-cert mortgages that
we hope you’ll find useful.
So what exactly is a self cert mortgage?
In a nutshell a self-cert mortgage allows
you the borrower to certify your own earnings without having
to supply proof of income documentation, such as pay slips
or fully audited accounts.
With around 15% of the UK population
now being self employed, self-cert mortgages are becoming
increasingly popular.
As the market becomes increasingly
competitive, the deals available are just getting better and
better.
Is self cert the mortgage solution
for you?
Self-cert mortgages are ideally suited
to those who are self-employed, or employed but have an irregular
income, due for example to bonuses and commission. They are
also ideal for those who have several jobs, are seasonal wage
earners or those who regularly undertake contract work.
What can we offer you?
As we have access to thousands of mortgages
and excellent deals with a huge range of lenders, we can offer
a wide range of self-cert mortgages with some special features:
* Loans with no income
checks up to 90% of the purchase price of the property
* Available for the employed and self employed
* Those trading for just one year can be
accepted
* Available to those with more than one job
or pension based income
* True self-certification mortgages available
up to 90% of the purchase price of the property
Whatever your employment situation,
we’re certain we can find the mortgage for you.
So if you're having trouble finding
a mortgage because you’re self-employed or have an irregular
income, then talk to us today!
The overall cost for comparison is
6.5% APR.
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