Moving House
To help you move house, finding the right mortgage to match all your requirements is very important. We offer all clients totally independent advice to help them find the most suitable mortgage product.

Where to start?
The first step is to contact us and we can advise you on the best mortgage options to suit you.

To fit in with our client’s lifestyle the most suitable deal can either be arranged remotely or by arranging a meeting.

Which deal to choose?
There are broadly four types of deal on offer that we can talk you through in more detail and find out which option suits you best.

* Fixed-rate schemes - ideal for people who want certainty and must be able to regulate how much they will be spending each month.

* Discounted loans - offer a reduction off the standard variable rate for a set period. If rates fall, the rate you will pay will go down but if rates rise, so do your payments.

* A capped-rate loan - sets a limit on the rate you will pay. If rates rise, your payments will not go above that level but if rates fall below the cap so will your repayments

* Flexible mortgages - allow you to overpay and underpay when you choose, without penalty. This is ideal for people who have fluctuating incomes or who want to clear their mortgage early.

How do I apply?
We will of course guide you through the whole mortgage process, but for information this is what will happen:

A fact find will be created to assist us find you the most suitable deal

* An application form from your new lender will then need to be completed, along with details about your income such as bank statements, payslips, P60 form, mortgage statements and proof of identity.

* Your new lender values your home.

* Subject to all the paperwork being satisfactory, the lender will issue a mortgage offer which will contain the amount of the mortgage and the terms that they will offer you.

* Solicitors will need to be instructed at this point to arrange the legal documentation, leading through to completion of the loan.

How long does it take?
The whole process should take about a month to complete.

Once you have received a completion statement from your solicitor or new lender, the process has finished and your new mortgage is in place, congratulations!

What can we offer you?
As we have access to thousands of mortgages including exclusive deals with a huge range of lenders, we can offer a wide range of mortgage offers with some special features:

* The ability to raise extra monies to clear credit cards and loans
* Fees-free products available
* The ability to raise capital for all purposes including business reasons
* Market leading mortgage deals available

Whatever your mortgage requirements, we’re certain we can find the mortgage for you.